[Last Updated April 25, 2022]

These terms and conditions ("Terms and Conditions") govern your use of this website or mobile app (also hereinafter the "Site"), for which Uzio Technology, Inc. ("Uzio"), or its subsidiary or affiliate, is operating on behalf of and in partnership with a broker or agent (and, together with Uzio, hereinafter collectively "we," "us" or "our"). By accessing, viewing, or using the material on the Site, you indicate that you understand and accept these Terms and Conditions as well as our Privacy Policy.

Registration and Submission

Certain areas of this Site may be accessible only to registered users. To become a registered user, you must create an account where you give us basic identifying information and establish a user name and password in order to access the registered-user-only areas of the Site. You acknowledge that the use of a username and password is an adequate form of security. You are solely responsible for: (1) authorizing, monitoring, and controlling access to and maintaining the strict confidentiality of your username and password; (2) not allowing another person to use your username or password; (3) any charges or damages that may be incurred as a result of your neglect to maintain the strict confidentiality of your username and password; and (4) promptly informing us in writing of any need to deactivate a username due to security concerns. We are not liable for any harm related to the theft of usernames or passwords, disclosure of usernames or passwords, or your authorization to allow another person or entity to access and use the website using your username or password. You shall immediately notify us of any unauthorized use of your username or password and any breach of confidentiality. Until we receive this notification from you, you will be held liable for and indemnify us against any harm ensuing from the use of your username.

You agree to provide true, accurate, current, and complete information about yourself (the "Registration Data") in order to use the Site's application features. You also agree to maintain and promptly update the Registration Data to keep it accurate, current, and complete. You may also be offered the option of completing and submitting various health information forms electronically to your health plans through the Site. If you use such forms, you are consenting to provide your information to your health plans through these electronic means.

No Medical, Taxation or Legal Advice

Any health-related, compliance related, tax related or other information provided on this Site is for general informational purposes only. It is not medical, tax, accounting, insurance or legal advice and is not a substitute for obtaining up-to-date, professional advice from a qualified person. It is not necessarily complete, accurate, or appropriate for your circumstances. Always consult with your doctor for appropriate examinations, treatment, testing, and care recommendations. Do not rely on information from this Site as a tool for self-diagnosis. If you have questions about any law or requirement referenced in this Site, or about any other laws or requirements that may apply to you (whether referenced in this Site or otherwise), you should contact your own legal counsel. The use of information provided on this Site does not create a doctor-patient relationship with you, and merely visiting this Site does not enroll you in any health plan. DO NOT disregard your physician's or other healthcare provider's advice or delay seeking treatment based on information found on this Site.

Standard Employment Templates

If you are using standard templates (such as offer letter, employment agreement etc.) available on this Site you understand and agree that such templates are for informational purposes only and not legal or other professional advice. These templates may possibly fail to address any required or desirable further detailing or any specification, limitation or qualification of rights, obligations, remedies, covenants, prohibitions, conditions, warranties or other provisions. Such templates are made available "AS IS".

Indemnification

You agree to hold each of Us and our officers, directors, employees, agents, licensors, consultants, and suppliers, harmless from and against all claims, actions or demands, liabilities, and settlements, including, without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violations of these Terms and Conditions.

Availability

Since this Site may be accessed from sources internationally or in certain states where we do not do business, we do not represent that we are doing business in all such areas, or that products or services will be available in any particular country or jurisdiction. Such products or services will only be available when made available in a jurisdiction, and in compliance with applicable laws.

Disclaimer of Warranty and Liability

While we strive to keep up-to-date materials on the Site, we cannot assume responsibility for any errors or omissions in these materials, as much of the information available on this Site is provided by third parties over which we have no control. We have no obligation to update this Site at particular intervals; therefore, information presented may be out of date and contain inaccuracies or errors. We may make changes to these materials, to the products or services described herein, or to these Terms and Conditions, at any time without prior notice, except as prohibited by law. The current version of the Terms and Conditions will be available on the Site, and continued visits to the Site will bind the Site visitor to these Terms and Conditions.

We work with health plans and others who maintain data relating to health care and medical information. We are not responsible for the accuracy of any of the information provided by a data source.

USERS OF THIS SITE AGREE THAT NEITHER UZIO, NOR ITS AFFILIATES, SUBSIDIARIES OR PARTNERS, SHALL BE LIABLE FOR ANY CLAIM, LOSS, OR DAMAGES WHICH MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THE SITE OR ITS MATERIALS OR INFORMATION. YOU AGREE TO USE THIS SITE AND SUBMIT INFORMATION AT YOUR OWN RISK. DOCUMENTS PUBLISHED ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE MAKE NO WARRANTY THAT THE SERVICES OR ACCESS OFFERED THROUGH THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE. NEITHER WE, NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THIS SITE IS LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM THE USE OF THIS SITE. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The information set forth on this Site is for informational purposes only, and no warranty is made that the information is error-free. We also assume no responsibility and cannot be liable for any damages to, or viruses that may infect, computer equipment or other property on account of access to or use of this Site, or the downloading of any materials, data, text, images, video, or audio from this Site.

Links to Other Web Sites

This Site may contain links to other Internet websites for the convenience of users in locating information and services that may be of interest. Visitors to the Site acknowledge that these third-party sites are maintained by persons or organizations over which we exercise no control; and we are not responsible for the content, the accuracy of the information, and/or the quality of products or services provided by or advertised on these third-party sites. Links to other websites do not represent intent to promote or endorse such websites' information, products, or services.

Proprietary Rights

All material contained in this Site is protected by law, including but not limited to United States copyright law. Except as indicated, Uzio or its licensors is the owner of the copyright in the entire content (including images, text, and look-and-feel attributes) of the Site and reserves all rights in that regard. Any commercial use of Site content is prohibited without the prior written consent of Uzio or its licensors. The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of Uzio and of others. Nothing contained on the Site should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of the Trademark owner. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that we each will aggressively enforce our intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

Email Communications

We may contact you via email to respond to any questions you may send us; send you email communications about information we think you will find useful, including announcements about new products and services at the Site; or communicate other information as necessary to administer the Site. When you use the Site or send emails to us, you are communicating with us electronically. Internet email communications, by design, are insecure, and any email you send to, or receive from, us may not be encrypted and may be accessible by third parties. You agree that we may communicate with you electronically. We will communicate with you through email or by posting notices through the Site. Any information we send you by email will be considered received by you on the date we send the email. You agree to let us know if your email address changes for as long as you are using the Site.

Governing Law

These Terms and Conditions shall be governed by the federal laws of the United States, as well as Virginia law, without regard to choice of law principles that would require application of the laws of another state. The courts of the Commonwealth of Virginia, or the federal courts of the United States situated therein, as applicable, shall have sole and exclusive jurisdiction over any action, claim, demand, proceeding or lawsuit whatsoever arising under or in relation to your use of the Site. You irrevocably agree, consent and submit yourself to the subject matter and personal jurisdiction of such courts for such purposes, and agree not to plead or claim in such courts that any such action has been brought in or moved to an inconvenient forum.

Copyright Information and Use of the Site

Unless otherwise indicated, all content contained on this Site is subject to copyright. Reproduction in whole or in part of the contents of the Site is strictly prohibited, except for personal use by individuals or for non-commercial use within your organization. Access to the Site is provided solely to users for information in support of our partners and their affiliates' products and services. No other use of the information provided hereunder is authorized. In consideration of this authorization, you agree that any copy of the contents that you make shall retain all copyright and other proprietary notices contained therein.

Contact for Alleged Copyright Infringement

We respect the intellectual property rights of others and requires that its users do the same. If you believe that any content available on the Site or other activity taking place on the Site constitutes infringement of a work product protected by copyright (a "Work"), please notify our agent, designated under the Digital Millennium Copyright Act (17 U.S.C. § 512) (the "DMCA"), to respond to such concerns. Your notice must comply with the DMCA. Upon receipt of a compliant notice, we will respond and will proceed in accordance with the DMCA.

Changes; Termination

We may change or modify the Site at any time without prior notice to you. We in our sole discretion reserve the right to terminate your use of this Site at any time and without prior notice to you.

Security Risk of Using Non-Approved Automated Software Applications

For security reasons to guard the safety of your data, access to this website is limited to SSL-capable browsers such as Microsoft's Internet Explorer 4.01 or higher or Netscape Navigator 4.06 or higher. Under no circumstances should you use any software, program, application, or any other device to access or log-in to the Site, or to automate the process of obtaining, downloading, transferring, or transmitting any content to or from our computer systems, website, or proprietary software.

Broker Verification

If you are a broker or agent assisting employers and enrolling employees in the insurance coverage, by using this site you are verifying that you are licensed in the jurisdiction in which you are assisting consumers with selecting the insurance coverage. Moreover, by using our site you are verifying that you have completed all applicable agent and broker registration requirements with the Federally Facilitated Marketplace. To the extent you are not compliant with the above, or are otherwise found to be in violation of any applicable laws, we have the right to terminate, without liability, your access to and use of the Site.